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FINANCIAL PLANNING - THE TRUTH

Naturally Curious

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No salesman will call you...

Note that in creating this blog, I am doing it strictly based on my nearly 40 years as a CA and my interest in helping people to manage...

Protect your family

Some people are spooked out at the thought of purchasing life insurance, but it is an essential part of a well rounded financial plan....

The cost of habits

One Starbucks coffee per day may reduce your retirement assets by $90,000. One pack of cigarettes may reduce your retirement by over...

Cutting costs: maximizing results

Create a household budget using Excel or a comparable spreadsheet application. In column 1, list your after income sources at the top,...

Picking an investment advisor

You've done your budget and you've made adjustments to result in a monthly surplus, right? If you're just getting started then on a...

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